BusinessCommercial property
Business insurance
Commercial property
Buildings, equipment, inventory, and the income you lose while a covered loss is repaired.
In plainEnglish
Commercial property covers what your business owns and, with business income coverage, what it earns. The rebuild estimate matters as much here as it does at home: an under-insured building can trigger a coinsurance penalty at the worst possible moment.
Covers
- Buildings you own
- Tenant improvements
- Equipment, furniture, and inventory
- Business income and extra expense
Doesn’t cover
- Flood and earthquake
- Vehicles
- Money and securities beyond small limits
Who needs it
- Building owners and landlords
- Tenants with significant build-out or equipment
- Manufacturers and warehouses
Learn
Read before you buy
All guidesQuestions people ask about commercial property.
When itcomes up
Situations & professions
Where commercial property shows up in real life.
Nextstep
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