BusinessBOP
Business insurance
Business owners policy
Liability and property in one policy, priced for small and mid-sized businesses.
In plainEnglish
A business owners policy bundles general liability, property, and business income into one contract at a lower combined price. It fits offices, shops, restaurants, and light contractors. Bigger or more complex operations move to a commercial package.
Covers
- General liability
- Building and contents
- Business income and extra expense
- Equipment breakdown, often included
Doesn’t cover
- Vehicles
- Workers’ compensation
- Professional liability
- Flood
Who needs it
- Offices, retail shops, salons, and restaurants
- Businesses that own or lease a space
- Anyone with inventory or equipment
When itcomes up
Situations & professions
Where bop shows up in real life.
Nextstep
Ready to see bop options?
A few questions, your ZIP, and we’ll show you which market fits before you give us a phone number.