BusinessLandlords
Business insurance
Landlord & rental property
Covers rental houses, duplexes, and small apartment buildings — plus the rent you lose after a covered loss.
In plainEnglish
A dwelling fire or landlord policy covers a property you rent out: the building, your liability as an owner, and loss of rents. Tenants cover their own belongings with renters insurance, and a good lease requires it.
Covers
- The building and attached structures
- Landlord liability
- Loss of rental income
- Landlord-owned contents like appliances
Doesn’t cover
- Tenant belongings
- Vacant buildings beyond a set period
- Flood
Who needs it
- Owners of one to four rental units
- Investors building a small portfolio
- Accidental landlords keeping a former home
When itcomes up
Situations & professions
Where landlords shows up in real life.
Nextstep
Ready to see landlords options?
A few questions, your ZIP, and we’ll show you which market fits before you give us a phone number.