lifesituation
Life situation
Getting married
Two households become one. Combining policies usually saves money, and naming each other on them matters more than people expect.
Whatchanges
What changes
- Both of you should be named insureds on auto and home or renters.
- Two cars and two policies usually cost more than two cars on one policy.
- Life insurance moves from “someday” to “now” if either of you depends on the other’s income.
What to do, in order
- Combine auto policies with the carrier that rates the household best.
- Add both names to the home or renters policy; a spouse who is not named may not be covered.
- Schedule the rings — most policies cap jewelry at $1,500 or so.
- Buy term life on each other. It is inexpensive at this stage and gets more expensive every year.
- Update beneficiaries on any existing life policies.
Coverage
Coverage to check
Get auto optionsStart with auto. Then the rest.
More
Other life situations
Also worth a look.
Nextstep
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