industry
Contractors & trades · Contractors
Contractors insurance for remodeling contractors
General liability with completed operations, tools, trucks, and workers’ comp — packaged the way general contractors and lenders expect to see it on a certificate.
Why it’sdifferent
Why the general market isn’t enough
- Michigan builders’ licenses and most GC contracts require general liability and workers’ compensation.
- Completed operations coverage is what pays when the deck you built two years ago fails.
- Tools in the truck are not covered by the truck policy; an inland marine floater is.
What we’ll ask you
- What work you do and what you subcontract out
- Annual payroll and revenue bands
- Number of employees and whether subs carry their own coverage
- Vehicles used for work
- Current carrier and expiration
Thepackage
Usually packaged together
What remodeling contractors typically carry.
Nextstep
Get contractors options built for remodeling contractors.
Tell us where you practice and how. We’ll show you the program or market that fits before you give us a phone number.