BusinessContractors
Business insurance
Contractors insurance
General liability, tools, trucks, and workers’ comp packaged the way general contractors and lenders expect.
In plainEnglish
Contractors are asked for certificates constantly. A contractor package covers liability on the job, tools and equipment wherever they are, the trucks, and employees — with the additional-insured and waiver endorsements contracts require.
Covers
- General liability with completed operations
- Tools and equipment floater
- Commercial auto
- Workers’ compensation
- Installation floater and builder’s risk, when needed
Doesn’t cover
- Faulty workmanship itself (only resulting damage)
- Subcontractors without their own coverage, in some policies
- Professional design errors
Who needs it
- Remodelers, roofers, electricians, plumbers, HVAC, landscapers, painters
- Subcontractors bidding on commercial work
- New contractors getting licensed
When itcomes up
Situations & professions
Where contractors shows up in real life.
Nextstep
Ready to see contractors options?
A few questions, your ZIP, and we’ll show you which market fits before you give us a phone number.