BusinessRetail
Business insurance
Retail insurance
Storefronts, inventory, and customers — packaged for shops, salons, and service businesses.
In plainEnglish
Retail and service shops fit well in a business owners policy: liability for customers on premises, property for inventory and fixtures, and business income if a loss closes the doors.
Covers
- General liability
- Inventory, fixtures, and tenant improvements
- Business income
- Money and securities
- Employee dishonesty
Doesn’t cover
- Products you manufacture without a products endorsement
- Vehicles
- Flood
Who needs it
- Boutiques, salons, florists, pharmacies, and printers
- Fitness studios and pet groomers
- Any storefront with a lease
Nextstep
Ready to see retail options?
A few questions, your ZIP, and we’ll show you which market fits before you give us a phone number.