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Business insurance

Professional office insurance

Coverage for law, accounting, real estate, financial, and design offices — property, liability, cyber, and E&O.

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In plainEnglish

Offices have low property risk and high professional risk. The package is usually a business owners policy for the space and equipment, cyber for the data, and professional liability for the advice.

Covers
  • Office property and equipment
  • General liability
  • Business income
  • Cyber, when added
  • Professional liability, quoted alongside
Doesn’t cover
  • Professional errors unless E&O is included
  • Employee injuries without workers’ compensation
Who needs it
  • Law, accounting, and financial offices
  • Real estate, architecture, and consulting firms
  • Medical and dental practices
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