PersonalMotorcycle
Personal insurance
Motorcycle insurance
Liability, physical damage, and gear coverage for bikes, trikes, and scooters.
In plainEnglish
Motorcycle policies work like auto policies with a few important differences: Michigan no-fault PIP works differently for riders, custom parts need their own limit, and seasonal lay-up can lower the price.
Covers
- Liability for injuries and damage to others
- Collision and comprehensive on the bike
- Custom parts and accessories
- Uninsured motorist
Doesn’t cover
- Track days and racing
- Riders not listed on the policy
- Wear and tear
Who needs it
- Anyone riding on public roads
- Riders with financed bikes
Related
Nextstep
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